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Category archives for: Business & Finance

FINANCE: There’s an art to downsizing

The kids have finally left home and now you’re rattling around in a house way bigger than you need. If it’s time to think about downsizing, there’s more to it than simply selling one house and buying another. Here are a few things to consider. Tax-free gain Selling a large house and buying a townhouse […]

FINANCE: How much do you throw away?

While the move is on to become a cashless society, notes and coins are likely to be with us for some time yet. ‘Touch and go’ payments might be increasing, but for many small purchases most of us still rely on good old cash. And because it’s easier to hand over a note for each […]

FINANCE: Why are SMSFs so popular?

A popular choice for managing superannuation is to take personal control via a self-managed superannuation fund, SMSF. Although membership is limited to a maximum of four people per fund, the Australian Tax Office reports there are more than half a million SMSFs, representing more than a million members. It estimates the value of assets held […]

FINANCE: Avoid Christmas on credit

Christmas is a time of giving and receiving, but as we approach this most dangerous time of the year for credit cards, it might be time for a quick refresher on the best ways to use your ‘plastic’ so you don’t end up with a Christmas hangover of the financial kind. Time doesn’t cost money […]

Horsham Lowes store Australia’s best

Horsham’s Lowes store is celebrating a championship win that has seen it declared the best in Australia. Manager Mina Crooks said the Lowes Championship, which started in March, was based on sales growth. “It’s a bit like a footy tipping competition,” she said. “You have a weekly winner and at the end of the season […]

New direction for Horsham financial planner

Wimmera financial planning business Meritum Financial Group will change its name and become Consortium Private Wealth. The change to industry independence, to allow more product and service flexibility, comes as the firm approaches 20 years of meeting the financial-planning needs of investors across the region and beyond. Financial adviser Robert Goudie said after a 13-year […]

FINANCE FOCUS: Understanding contributions

We all want to retire with as much money as possible, but there are limits on how much we can contribute into our superannuation funds, and if we exceed them, it can be painful. Being aware of what’s counted can make contributing to super pain-free. These limits, known as ‘contributions caps’, are as follows: Superannuation […]

Grampians-Pyrenees Business Awards unveil ‘untapped potential’

BUSINESS CELEBRATION: Action Steel Industries owner Martin Grace is flanked by sons and company directors Vince, left, and Lennie, as staff members and Neoen senior project manager Matthew Parton and Northern Grampians mayor Tony Driscoll, rear, join in Grampians Pyrenees business of the year celebrations at St Arnaud. Picture: PAUL CARRACHER

The owner of Grampians-Pyrenees business of the year believes Stawell district is perfectly placed to develop into a major regional manufacturing hub.

PHOTOS | Success and innovation on show at 2017 Neoen Grampians Pyrenees Business Awards at St Arnaud

BUSINESS CELEBRATION: Action Steel Industries owner Martin Grace is flanked by sons and company directors Vince, left, and Lennie, as staff members and Neoen senior project manager Matthew Parton and Northern Grampians mayor Tony Driscoll, rear, join in Grampians Pyrenees business of the year celebrations at St Arnaud. Picture: PAUL CARRACHER

RELATED: Grampians-Pyrenees Business Awards unveil ‘Untapped potential’ Neoen Grampians Pyrenees Business Awards at St Arnaud provided a snapshot of business success and innovation across much of the region. Business and sponsors representatives and community and development leaders packed into St Arnaud Town Hall on Friday night for a sell-out gala presentation. Leading businesses from across […]

FINANCE FOCUS | Reduce the risk

Concentration risk. No, it’s nothing to do with thinking too hard about something. In fact, it’s more likely to be a result of not paying enough attention. Concentration risk is the increase in investment risk that comes about from not sufficiently diversifying your portfolio. In other words, too much money is concentrated in too few […]

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